Insurance Claims

A homeowner reports roof and ceiling damage after a severe storm, only to receive a denial weeks later. The insurer attributes the damage to age and deterioration, but the homeowner’s contractor says the storm caused it. With repairs still needed and conflicting explanations for the damage, how should the homeowner respond? The denial explains the…

The wind has died down, but part of your roof is exposed, the ceiling is wet, and you are not sure what to do first. What you document, repair, and report during the next several days can affect how the insurer evaluates your claim. Filing a hurricane claim involves more than calling the insurance company….