A serious construction injury can leave you facing medical bills, missed paychecks, and uncertainty about returning to work. If another company’s crew or equipment caused the accident, you may also wonder who is responsible and whether workers’ compensation will cover enough of your losses. Florida law sometimes allows an injured worker to pursue a separate…
A homeowner reports roof and ceiling damage after a severe storm, only to receive a denial weeks later. The insurer attributes the damage to age and deterioration, but the homeowner’s contractor says the storm caused it. With repairs still needed and conflicting explanations for the damage, how should the homeowner respond? The denial explains the…
The wind has died down, but part of your roof is exposed, the ceiling is wet, and you are not sure what to do first. What you document, repair, and report during the next several days can affect how the insurer evaluates your claim. Filing a hurricane claim involves more than calling the insurance company….
After a hurricane passes, property owners often face several problems at once: damaged roofs, standing water, power outages, displaced family members, and questions about insurance coverage. Decisions made during the first few days can affect both the safety of the property and the strength of a later insurance claim. These seven steps can help Florida…
Your ceiling took on water from a roof the association was supposed to maintain. A stairway railing gave out. A security gate sat broken for months before someone got hurt. Not every one of these is the association’s fault, but some are. What Is a Florida Condo Association Responsible For? Florida law generally makes condominium…
You paid your premiums expecting your insurance company to be there when a loss occurred. Instead, your claim was denied, left unresolved, or paid for far less than you believe it was worth. Although these outcomes do not always amount to bad faith, the insurer’s reasons and how it handled the claim may tell a…
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