Florida Hurricane Claim Attorneys
Miami gets hit or brushed by a hurricane about once every two years. Miami on average doesn’t go more than five years without a direct hurricane hit, including a major hurricane hit roughly once every 12 years. If you own property in Miami as a long-term resident, chances are you’ll be dealing with hurricane insurance claims more than once. You might even remember Hurricane Andrew in 1992, Hurricane Irene in 1999, and Hurricane Katrina in 2005, followed by Hurricane Wilma only two months later.
Even if you’ve dealt with a hurricane claim once or twice already, that’s not enough to become an expert in hurricane insurance claims. Hopefully, you’ll never experience enough hurricane damage claims to become an expert. The insurance companies, on the other hand, do have that experience because every hurricane or tropical storm brings them thousands of claims they have to deal with. If you want to make sure your claim is approved and that you get full value for your claim, you need an attorney or law firm on your side with as much experience and expertise as the lawyers on the other side.
Abraham Law Group has decades of combined experience working for and against insurance companies in Miami. Our lawyers have years of experience dealing with roof replacements, total losses, and the catastrophic property damage claims that hurricanes often leave in their wake.
Expertise Is Essential When Dealing With Hurricane Damage Claims
If your home or property suffers severe hurricane damage, will the insurance company pay you to replace or rebuild? They want you to do whatever is cheaper for them, but Florida’s valued policy law requires that you receive the actual amount of the loss you suffered up to your policy limits if your property suffers a total loss due to hurricane damage. Our experienced insurance claims attorneys at Abraham Law Group understand important laws like this one and others, and we how they might apply to your hurricane damage claim.
You pay for insurance to cover your loss, but when you make a claim, your interests and the insurance company’s interests are adverse. You want to be covered as fully as possible; they want to pay as little as they can. You might be told your claim isn’t covered, you didn’t report the loss correctly or mitigate your damages, or even that your policy isn’t valid. Insurance policies are complex and dense legal documents that no consumer ever fully reads or understands. When the insurance company is telling you what your policy says, you need an independent authority to review the language and let you know your rights.
The insurance company might have a good faith basis for delaying or denying your claim, even if they are ultimately wrong. They might also be acting in bad faith to unreasonably delay, deny or underpay your claim. Abraham Law Group can:
- Review your policy and let you know what should be covered and how to get it
- Review estimates and settlement offers and let you know if they are fair
- Clear up any confusion on your end or the insurance company’s end
- Negotiate or litigate a resolution to a good faith coverage dispute
- Take the insurance company to court for a civil remedy for their bad faith
Abraham Law Group Is Here to Help With Hurricane Insurance Claims in Miami
Let us help you get your claim processed faster with less hassle, fewer hiccups, and none of the lowball offers insurance companies throw at homeowners who aren’t represented by experienced attorneys. For help with your hurricane damage claim in Miami, call Abraham Law Group at 786-224-4555. Count on our team to listen to your needs and make sure you are treated fairly by your insurance company, and hold them accountable if you aren’t.
